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SC Housing
Trust Fund

The South Carolina Housing Trust Fund (HTF) is a state funded program designed to provide financial assistance in the development and preservation of safe, decent, sanitary and affordable housing for low income households within the State of South Carolina.

How to Qualify

To qualify for the SCHTF PRogram, the Homeowner must meet the following requirements:

  • Actively living in the home

  • Meet income requirements (Income includes child support, alimony, etc.)

  • Have a clear deed & title to the property (Home and property must be in the client's name)

  • Have current property taxes paid

  • Have no liens on the property

  • If a mobile home, it must be less than 20 years old

Learn More

Qualifying Repairs

  • Must not be covered by existing homeowners insurance

  • Must be completed by an approved licensed residential builder or home inspector

  • Include indoor and outdoor repairs

  • Must not exceed $50,000 for stick-build homes

  • Must not exceed $25,000 on mobile homes

  • Will require a 20-year covenant if the project is approved for over $15,000

SC Housing Trust Fund Referral

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